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The No.1 informal side hustle for Kenyans to make extra coin.

*The fastest growing side hustle for many Kenyans

Invest from as little as Ksh 100 and earn profits every month, deposited instantly & directly to your M-PESA – no questions asked, no delays.
We do real business, informal lending – this is not a get-rich-quick scheme. You can cancel your plan anytime and request back your money (T&C apply).

Start Earning Join community arrow Start Earning Side Income
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Why Choose Karot

Everything you need laptop charging to earn steady extra coin

We provide a secure, automated ecosystem so you can focus on your hustle while your money works for you.

Start from Ksh 100

You don't need millions. Start small and watch your side income grow.

Instant M-PESA Payouts

Profits are sent directly to your phone every month. No middlemen.

Early Withdrawal

Need your money back? Request it anytime. (T&C Apply)

🇰🇪
Built for Kenyans

By Kenyans, for Kenyans. We understand the local hustle.

Real Business

Your funds support our informal loan portfolio. We share with you our profits handsomely.

100% Transparent

No hidden fees. We show you exactly when you get paid.

Real Customers Reviews

What people say laptop charging

See what our customers have to
say about their experience.

“Karot has been a game-changer for my side income. The monthly returns are consistent and withdrawing via M-PESA is instant!”

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Cecilia Payne

Entrepreneur

“I love the transparency. The dashboard tracks everything clearly and I can see my profits accumulating in real-time.”

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Eugenia Moore

Teacher

“The customer support is excellent. Any time I have a question about payouts, they respond quickly and resolve it.”

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Curtis Fletcher

Consultant

“Joining Karot was the best financial decision I made this year. The sign-up process was smooth and the returns are great.”

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Sara Smith

Accountant

1

Active Investors

KES 10

Total Capital Invested

KES 10

Profits Disbursed

How It Works

Karot in laptop charging 3 Simple Steps

Just a seamless side hustle from the palm of your hand.

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Instant

M-PESA Payouts

100%

Secure
Start Investing in 3 Steps

It's very simple, no paperwork required.

1

Create
Your Account

Register Now
2

Invest via
M-PESA

Select a Plan
3

Earn
Profits

Get Paid to M-PESA
Smart Calculator

See exactly what your money can do icon before you invest.

Use our smart calculator to project your 30-day and total returns.

Enter Details
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Your Returns
Duration: -- Months
Total ROI: --%
Monthly Profit: KES 0.00
Total Profit at Maturity:

KES 0.00

Live Feed

Real people. icon Real payouts.

We believe in absolute transparency. Invest now and see yourself listed on this front-page feed in real time as we disburse profits directly to M-PESA.

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Recent Interest Payouts
  • Payouts will appear here once processed.

Start earning your extra coin today.

Join thousands of Kenyans who are putting their money to work. Start your side hustle with Sooz Ltd today.

Start Earning Side Income
Investment Plans

Choose a plan that icon fits your hustle.

Whether you are starting with Ksh 100 or scaling up, we have a tier designed for you.

Plan Image

Ndovu Plan

Invest for 13 months

8%

/month
Total ROI: 104%
  • Capital Back: Yes
  • Minimum: KSh 10,000,001.00
  • Maximum: KSh 1,000,000,000.00
  • Duration: 13 Months
  • Payout Schedule: Monthly
Get Started
Most Popular
Plan Image

Kiboko Plan

Invest for 9 months

10%

/month
Total ROI: 90%
  • Capital Back: Yes
  • Minimum: KSh 100,001.00
  • Maximum: KSh 10,000,000.00
  • Duration: 9 Months
  • Payout Schedule: Monthly
Get Started
Plan Image

Sungura Plan

Invest for 5 months

15%

/month
Total ROI: 75%
  • Capital Back: Yes
  • Minimum: KSh 1.00
  • Maximum: KSh 100,000.00
  • Duration: 5 Months
  • Payout Schedule: Monthly
Get Started
FAQ

Frequently asked questions icon

Got questions? We have answers. Find everything you need to know about investing with Karot.

faq

Click "Register & Start Investing", create a free account with your phone number, select a plan, enter your amount (starting from Ksh 100), and confirm the M-PESA STK push on your phone. It takes less than 2 minutes.

Your profits are scheduled based on your plan duration. Once they mature, the admin processes payouts every Friday, sending the money directly to your M-PESA number.

We understand emergencies happen. You can request an early withdrawal from your active plan. You will receive 70% of your capital back, but you will forfeit any accrued interest. The refund goes to your Available Balance.

Absolutely not. We are a real business operating in the informal loans sector. We share our profits with you because you are funding our loan portfolio. It is a steady, transparent way to earn a monthly side income.

Yes. We use secure M-PESA APIs for all transactions. Your funds are held securely and tracked transparently in your dashboard. We do not share your personal data with third parties.